We, Lamron Analysts Pvt Ltd., with our registered office at, 109/40B, Hazra Road, Kolkata – 700 026, India (hereinafter shall be referred to as “Lamron” or “Us” or “We” or “Our”) are the owner and operator of the Smartvalues Platform (smartvalues.co.in).

THIS POLICY SUMMARIES OUR TERMS AND CONDITIONS FOR AVAILING OUR SERVICES, THE REFUND POLICY, THE TYPE OF INFORMATION COLLECTED BY US AS PROVIDED BY YOU AS A USER (“YOU/R”) WHILE USING THE PLATFORM, THE POLICY REGARDING THE USE OF THAT INFORMATION AND MEASURES TAKEN TO SAFEGUARD THAT INFORMATION.

USER SHALL MEAN ANY PERSON/ PERSONS, WHO VISITS, USES, DEALS WITH AND/ OR TRANSACTS THROUGH THE WEBSITE / APP OR AVAILS OUR SERVICES.

BY VISITNG/ ACCESSING THE PLATFORM, THROUGH THE WEBSITE OR THE APP AND VOLUNTARILY PROVIDING US WITH INFORMATION (PERSONAL AND / OR NON- PERSONAL), YOU ARE CONSENTING TO OUR USE OF IT IN ACCORDANCE WITH THIS POLICY.

THIS POLICY DOES NOT APPLY TO THIRD-PARTY WEBSITES / APPLICATIONS THAT ARE CONNECTED VIA LINKS TO THE PLATFORM. IF YOU DO NOT AGREE WITH THIS POLICY, PLEASE DO NOT PROCEED FURTHER TO USE / ACCESS THIS PLATFORM.

THIS POLICY IS A PART OF THE PLATFORM AND ALL CAPITALIZED TERMS UNDER THIS POLICY THAT HAVE NOT BEEN SPECIFICALLY DEFINED HEREIN SHALL HAVE THE MEANING AS ASCRIBED TO IT UNDER THE PLATFORM TERMS & CONDITIONS.

WE MAY UPDATE THIS POLICY FROM TIME TO TIME. WHILE WE WILL ALWAYS ENDEVOUR TO NOTIFY YOU, YOU MUST PERIODICALLY REVIEW THE POLICY FOR THE LATEST INFORMATION ON OUR PRIVACY PRACTICES.

Terms for Use of our Platform and/or Services

As a user of our Platform and / or Services, you shall be subject to below mentioned restrictions, and Lamron reserves the right to take any action against you as may be deemed necessary in the event of any breach or failure by you to adhere to any such restrictions:

• You are not allowed to attempt to reverse-engineer, disseminate, copy, or exploit the Platform and the Services, or any part thereof;
• You will not represent yourself as an agent or reseller of the Platform and the Services, or any part thereof;
• You will not impersonate any other person or misrepresent yourself, or otherwise cause harm to any person, or host, display, upload, modify, publish, transmit, store, update or share any information that
  • belongs to another person,
  • infringes any intellectual property rights,
  • knowingly and intentionally communicates false and misleading information but may reasonably be perceived as a fact, 
  • affects or threatens India’s unity, integrity, defence, security, sovereignty, or hurts its friendly relations with foreign States or is insulting other nation, or,

• Further You are not supposed to upload or transmit any vulgar, obscene, abusive, defamatory, or unlawful content, including content which is harmful to children, objectionable or results in a breach of privacy of any other person;
• You also understand and agree that you cannot use or abuse the Platform or Services for or in relation to any illegal or unlawful purposes including fraud, embezzlement, money laundering, etc.;
• You cannot carry out or facilitate any actions which result in a detrimental effect on the Platform or the Services or any related server / network resource, including DDoS attacks, or data security breaches;
• You agree that Lamron will be the sole and exclusive owner of the intellectual property and any proprietary information made available or accessible through the Platform or the Services;
• You will not intentionally or unintentionally violate any applicable laws;
• You represent and warrant that you possess the legal right and ability to enter into these terms and to use the Platform and the Services in accordance with these terms.

Subscription Cancellation and Refund Policy 

You can select any pouch and see various plans available for the selected pouch such as Monthly, Quarterly and / or Half Yearly. You can pay using any of the enabled payment methods for the same.

Please note that any payments made once by you will not be refunded back to your account.

User Consent and Agreement

By registering and submitting your Personal Information through our Platform or Services, you agree to the terms of this Policy as well as our Privacy Policy (also available on our website / Platform) and you expressly give your voluntary consent to the collection, use and disclosure of the Personal Information in accordance with these Policies.

Your Personal Information and its Usage

For details on the personal information collected by us and its usage, please refer to our Privacy Policy (also available on our website / Platform). By agreeing to the terms of this Policy also implies that you have provided your consent to our Privacy Policy.

Cookies

Cookies are small pieces of text sent to your browser by a website you visit. They help that website remember information about your visit, which can both make it easier to visit the site again and make the site more useful to you. We use cookies to store your preferences which in turn will make your browsing experience better on our Platform. In case you turn off the option to have cookies stored on your browser, it will affect your experience on our Platform.

Retention of your Data / Information

We will retain your data as may be provided to us till such time as required by law and required to efficiently provide service to you.

Security of your information

We store and process Your personal information on secure AWS cloud servers and other cloud service providers within India. Some of the safeguards We use are firewalls and encryption using SSL, and information access authorization controls. We use reasonable safeguards to preserve the integrity and security of Your information against loss, theft, unauthorized access, disclosure, reproduction, use or amendment. To achieve the same, We use reasonable security practices and procedures as mandated under applicable laws for the protection of Your information. Information You provide to Us may be stored on Our secure servers located within India. However, You understand and accept that there’s no guarantee that data transmission over the Internet will be completely secure and that any information that You transmit to Us is at Your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third party access to our Platform and data bases or other acts of third parties, or acts or omissions beyond Our reasonable control and You shall not be entitled to hold Lamron responsible for any breach of security.

Contact Information

Lamron is committed to provide your best of the service and welcomes your grievances, comments or questions regarding the term of this Policy as well as our Privacy Policy, our Platform, or our Services. Please e-mail us at compliance@lamronanalysts.com or contact our grievance officer at the following address:

Lamron Analysts Pvt Ltd., 
109/40B, Hazra Road, 
Kolkata – 700 026

LAST UPDATED ON 15th February 2023